To that one guy from primary school who borrowed five dollars from me and then left the school without paying me back: I'm still waiting for my money, sir. These days, you actually have to do the work yourself by constantly reminding people that they owe you things, and then they finally repay you with something that didn't even relate to the thing they borrowed from you! Perhaps it's just the people that I happen to be around, or more likely, I'm a terrible financial planner to the point where I'm *this* close to spending twice as much time, effort and money on a regular university degree than everyone else in the department. Sigh, financial planning is such a pain...
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