Lack of Incentive

"Doing good works... FOR FREE?!" Some people would get overly mad at the very thought, and it's not that surprising to see why: Because finding people who are truly passionate about any charitable cause is like trying to obtain those snazzy new $2 coins that are periodically placed into public circulation - It's actually really difficult, and it's usually when nobody is looking for them is when the true altruists show themselves.

But with the festive season creeping towards you, why not give the give the gift of reasonable moral judgement? You probably can't get that at a Black Friday sale. At least not where I live anyway...

Splitting the Bill

Here's a semi-practical tip for spending less money than you need to when you're at a social event: Deliberately carry around high value bank notes to make it more difficult to break up into smaller currencies. Best case scenario, your friend of the hour will just say "You know what, I'll pay for and you just have to pay me back" and all you have to do is sit back and let time work its magic as all is forgotten, as with many things.
Although worst case scenario, you single-handedly end up paying for the entire bill simply because you have the capacity to do so, and people end up "forgetting" to pay you back.

The Money Tree

The whole idea of a money tree is deeply flawed, if you think about it as briefly as I have. If a plant can naturally produce precious metals, would that mean the value of gold would consequently plummet? What would the stages of growth for a $10 note look like? Is there a way to tell the difference between a conventional coin and a "naturally grown" coin, and if so, would both still be considered as the same form of currency? So many questions, such little time...

House Prices

Personally, I don't see the whole appeal of owning your own house. Sure, the space can be nice and you're free to terraform your territory in whatever way you choose, but there's just something appealing about living in a barren apartment that barely fits ten people. The simplicity, the peacefulness, the occasional screaming from your neighbors. It's nuanced but subtle.
Am I just saying these things to shamelessly justify the hoarding of money at the expense of your own quality of living?

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...Yes.